Agreement to Terms
By accessing kardiagrowth.com or engaging Stephane Deffoe's services, you agree to these terms.
Services
Stephane Deffoe installs & operates Le Moteur Clients Assurés™ for licensed life insurance advisors & agencies: education-first bilingual advertising, instant lead response & qualification, appointment booking, pre-meeting nurture & post-policy review, referral & reactivation systems. The assistant qualifies & books only; all insurance advice, recommendations & product decisions remain with the licensed advisor.
SMS Messaging Terms
By opting in to receive text messages from Stephane Deffoe, you agree to the following:
- You will receive booking confirmations, appointment reminders & call prep follow-ups from Stephane Deffoe
- Message frequency varies
- Message and data rates may apply
- Reply STOP at any time to unsubscribe; reply HELP for help
- Consent to receive messages is not a condition of any purchase
- Carriers are not liable for delayed or undelivered messages
Bookings & Communications
Booking a Pipeline Diagnostic is free & does not constitute a purchase. Confirmed calls may be rescheduled via the link in your confirmation email. Unconfirmed slots may be released to other advisors.
Payments & Refunds
Service engagements are governed by the written agreement provided at signup, including the delivery guarantee.
Intellectual Property
Site content, Le Moteur Clients Assurés™ & related materials belong to Stephane Deffoe; no license is granted by use of this site.
Disclaimers & Limitation of Liability
Site content is provided as-is. Premium & production outcomes depend on factors outside Stephane Deffoe's control, including the advisor's own licensing, product mix, closing conversations & market conditions. Nothing on this site guarantees results beyond the written delivery guarantee. Liability is limited to the maximum extent permitted by law.
Changes to These Terms
We may update these terms; continued use of the site constitutes acceptance of the updated terms.
Contact
Stephane Deffoe · 14-10050 rue Meilleur, Montréal (Québec) H3L 3J7 · 514-802-0045